sampson Date Rated: 1/22/2009 10:02:44 PM
My blood pressure medication is not even available because of step therapy. My copay is $84 per 30 day supply ($259 for mail order for 90-day supply), yet if I buy the drug outright, the cost for a 90-day supply is $234. Some insurance. I doubt that it would cover any new Tier 3 drug I might be perscibed. I wonder how much AARP/UnitedHealthCare would say it paid for its part. The purpose is to run up dollars so that the cap is reached as soon as possible, and, therefore, the insurance does not have to pay out any more money.
But what is the insurance paying for? At present, I am buying my drugs without using the "insurance" since out-of-pocket is less than using the insurance plan. I can also buy the Tier 1 drugs at Walmart for less money that the copay amount for those.
The Medicare Plan D needs an immediate investigation.